HOMETOWN HEROS IS BACK!!!!

🏡 Hometown Heroes Program – Helping Florida’s Essential Workers Achieve Homeownership

Florida’s Hometown Heroes Program was created to make homeownership more affordable for the everyday heroes who keep our communities running. Whether you’re a first responder, educator, healthcare worker, or serve in another critical role, this program could help you purchase a home right here in Florida.

💡 How It Works

The Hometown Heroes Program provides down payment and closing cost assistance to eligible full-time workers in more than 100 essential professions. This assistance comes as a 0% interest loan that is repaid only when you sell, refinance, or no longer occupy the home as your primary residence.

📋 Who’s Eligible?

To qualify, you must:

Work full-time in an approved occupation (teachers, police officers, firefighters, nurses, active military, veterans, and more)
Meet income and purchase price limits for your county (updated annually)
Be a first-time homebuyer (or not have owned a home in the past 3 years)
Plan to occupy the home as your primary residence

📊 2025 Income & Purchase Price Limits

Income and purchase price limits vary by county. For example, in Palm Beach County in 2025:

Maximum Income Limit: $162,750
Maximum Purchase Price Limit: $603,000
(You can find your county’s limits on the official Florida Housing Hometown Heroes page.)

🎯 Why It Matters

With rising home prices and interest rates, covering the upfront costs of buying a home can be the biggest challenge for many buyers. The Hometown Heroes Program helps bridge that gap—allowing those who serve our communities to also live in them.

📞 Ready to See if You Qualify?

As a local Realtor®, I can help you determine your eligibility, connect you with approved lenders, and guide you through the process from start to finish. If you’re a Florida hometown hero dreaming of owning a home, let’s make it happen!

You’ll Always Have the A+ Advantage with Me, Your Trusted Realtor & Former Teacher ✏️🍎🔑🏡